Pleso Capital Group
Grow Your Wealth with a Financial Advisor
We are a fee-only, independent firm committed to helping our clients achieve their financial goals through a personalized approach.
We take the guesswork out of identifying, planning for, and reaching your goals. Schedule a free call with us to get a feel of how we can work together.
If you decide to continue, our process starts with understanding your situation. This second, longer call is designed for us to find your purpose, by digging deeper with what was discussed in the first meeting. Depending on complexity, we will meet several times over the next few weeks as we continue to understand your unique situation.
After we have reviewed your details including income, investments, insurance, and taxes, we will make our recomendations to you. Once you are satisfied, we can help put our plan in action. Once the plan is place, we will continue to update and adjust as necessary. We will meet periodically throughout the year to check in, but you are always free to contact us if you have concerns anytime.
Frequently Asked Questions
What type of people does Pleso Capital Group work with?
We work with people from all walks of life. That said, we are a business, and to remain viable, we must receive compensation. Our best-fit clients are those who have found some success and built a portfolio of at least $1 million. They’ve done an excellent job of saving but don’t want to be burdened with the responsibility of doing everything needed to get the most out of their money and their retirement planning.
If we can’t work with you, we’ll do our best to answer any questions you have and point you to someone who can. Please don’t hesitate to reach out today to see what’s possible with your financial planning.
Do I need Financial Planning?
Maybe.
If you are unsure, we invite you to create a free Elements account. This tool will provide you with a comprehensive snapshot of your current financial situation. We can review the results together and see if financial planning would be useful to you.
What fees can I expect?
For our Wealth Management Service, we charge a fee that’s a percentage of the value of the investments we manage plus a planning fee, which are debited directly from the account.
The amount varies depending on the value of assets we are managing. As an example, someone with around $1 million would pay an annual planning fee of $2,500 together with a 0.90% fee. Full details of our fees are described in Item 5 of our Firm Brochure.
We don’t get paid through any type of commission, kickback, or other undisclosed revenue sources. There’s no additional charge for the tax and estate planning advice we provide.
What services do you offer?
Our mission is to help you get the most out of life with your money. To do that means we want to take as much of the planning off your plate as possible. We help with:
— Retirement planning
— Investment management
— Tax planning
— Estate planning
— Insurance review
— Cash flow planning
And everything else needed to ensure you feel calm (and excited) about your financial future.
What about proactive tax planning?
Yes.
Your CPA is excellent for accounting for what happened last year. Often, they don’t work on limiting your tax liability in the future.
At Pleso Capital Group, we help you look at the big picture and offer strategies to optimize your spending and saving for tax efficiencies. You (or your CPA) will still be responsible for filing your return.
Where is my money held?
One key component of our mission is to provide a world-class client experience. To help accomplish this, we work closely with high-quality custodians who allow us to do our best work for you. Altruist is a modern custodian that provides the latest in financial technology. Their platform helps us work more efficiently and reduce costs, enabling us to provide you with the best service possible.